Business financing · Since 2011

Capital that keeps
business moving.

From Main Street storefronts to the world’s busiest ports, we fund growing businesses with term loans, working capital and equipment financing, with one Funding Advisor beside you from application to funding.

Check your options Call 1 (877) 647-2108

Global Trade

Main Street

Ports & Logistics

Hospitality

Shipping

No impact to your credit scoreNo hard credit check to apply or to fund.

Funded in 24 hours to 5 daysAfter approval, straight to your business account.

Interest forgivenessPay off early and save, on qualifying offers.

One Funding AdvisorThe same person, from first call to funding.

Commercial financing · $25K to $5M+

Chart course.
Cross oceans.

Capital structured around how your business earns, reviewed by a real Funding Advisor, and funded in 24 hours to 5 days after approval.

Since 2011Serving business owners

$25K–$5M+Structured facilities

24 hrs–5 daysFunding after approval

0Impact to your credit score

Grow your business

Strategic capital.
Structured for growth.

Minutes

Fast application

A short, secure application

No impact to your credit score

Offers the same day

$25K–$5M+

Custom funding structures

Term loans and revenue-based programs

Daily, weekly or monthly payback

Interest forgiveness on early payoff

Scale

Scale with confidence

Inventory and supply-chain financing

Equipment and expansion

Strategic working capital

See what you qualify for or call 1 (877) 647-2108

How it works

From application to funding
in days, not months.

Decisions are based on how your business performs, not a stack of documents.

Minutes

Apply

A short application and your last 4 months of business bank statements. No impact to your credit score.

Same day

Review your offers

Your Funding Advisor walks you through amounts, terms and payback (daily, weekly or monthly), side by side.

24 hours to 5 days

Get funded

Sign electronically. Funds arrive in your business account in 24 hours to 5 days after approval.

Start your full application or check your options first →

Your funding, on schedule

ApplicationMinutes

OffersSame day

Funding24 hrs – 5 days

Solutions

Financing built around
how you grow.

Six ways to fund your business, matched to how you earn and what you’re building next.

Term Loans

Fixed payments over a set term, for expansion, acquisitions and long-range plans.

See term loan options →

Working Capital Lines

Draw funds as you need them for payroll, inventory and the slower months.

See working capital options →

Equipment Financing

Finance the machinery, vehicles and tools you run on, and keep your cash working.

See equipment options →

Merchant Cash Advance

An advance on future card sales, with payments that can flex with your sales.

See cash advance options →

SBA Loans

Government-backed financing with longer terms, for owners planning years ahead.

See SBA options →

Invoice Factoring

Unlock the cash tied up in your receivables, instead of waiting on customers to pay.

See factoring options →

Not sure which fits? Your Funding Advisor lays out every option, side by side.

Match me with a structure

Basic qualifications

Built for established businesses ready to scale.

If this sounds like your business, you’re likely a fit. Your Funding Advisor confirms the rest.

Start your full applicationSecure · e-sign · about 5 minutes

6+Months in businessOpen and operating for at least six months.

$10K+Monthly revenueFor most programs. Some go lower.

4Months of bank statementsYour last four months from an active business account.

0Impact to your credit scoreNo hard credit check to apply or to fund.

Uses of capital

Put it to work where
it moves the needle.

Whatever comes next, the funding is structured around it, not the other way around.

InventoryStock up ahead of demand

Payroll & hiringGrow the team with confidence

Working capitalSteady cash through slow months

New locationOpen the doors on what’s next

EquipmentThe machines you run on

RenovationModernize your space

MarketingWin new customers

Large contractsTake on bigger jobs

Know what you need it for? Tell us in two minutes. No impact to your credit score.

Tell us what it’s for

Why Meridian

We want to earn
your business.

Strategic capital, transparent terms and one Funding Advisor who knows your file, since 2011.

Fast24 hrs – 5 days

Funding after approval, wired to your business account. Banks can take weeks.

SimpleMinutes

A short application and minimal paperwork. No heavy underwriting.

FlexibleYour schedule

Daily, weekly or monthly payback that fits how your revenue comes in.

AffordablePay early, save

Interest forgiveness on early payoff, on qualifying offers.

Already funded elsewhere?

Show us your current terms.
We’ll work to beat them.

Send your agreement or your latest statement. If we can’t improve it, we’ll tell you so.

Compare my terms Book a call

Funding Highlights

Capital at work.

Representative examples of the structures we fund.

$185,000FUNDED24-month Term Loan

A second location, open in time for the holiday season.

Restaurant · Austin, TX

$420,000FUNDED36-month Equipment Financing

Two excavators and a loader for new municipal contracts.

Construction · Phoenix, AZ

$95,000FUNDEDWorking Capital Line

Fuel, payroll and repairs covered while invoices clear.

Trucking · Atlanta, GA

Your business could be next. See what you could qualify for →

Ready when you are

Your next move
starts here.

No hard credit checkNo impact to your credit score.

Fast funding24 hours to 5 days after approval.

Flexible termsDaily, weekly or monthly payback.

Designed for growth$25K to $5M+, structured to scale.

Compliance & transparency

Clear disclosures. Responsible capital.

No impact to your credit

No hard credit check to apply or to fund.

No obligation

Applying never obligates you to accept funding.

Terms up front

Every cost and payment is disclosed in full before you sign.

Your privacy

Your information is protected. Privacy Policy

Questions

Clear answers,
before you apply.

Anything else? Call 1 (877) 647-2108 and a Funding Advisor will walk you through it.

Will applying affect my credit?

No. There’s no hard credit check to apply or to fund, so there’s no impact to your credit score.

How fast can I be funded?

Funding arrives in 24 hours to 5 days after approval. Your Funding Advisor will give you a realistic timeline for your file.

What do I need to apply?

A short application and your last 4 months of business bank statements. Most applications take only a few minutes.

Can I choose my payment schedule?

Daily, weekly and monthly payback are available, depending on the program you choose.

Can I pay off early?

Yes. Qualifying offers include interest forgiveness on early payoff, and your contract spells out exactly how it applies.

Am I obligated if I apply?

No. Applying never obligates you to accept an offer.

Already have funding elsewhere?

Show us your current terms. We’ll work to beat them, and if we can’t, we’ll tell you.

From compass to capital.

What’s your
next move?

Expansion, new equipment, a second location or steadier cash flow. Tell us what’s ahead and we’ll help you get there faster.

Start the conversation Call 1 (877) 647-2108

No impact to your credit score · Applying never obligates you

Capital that keeps
business moving.

Chart course.
Cross oceans.

Apply in 2 minutes

Strategic capital.
Structured for growth.